15 Fast Paying Apps That Help You Earn Money

Disclaimer: Our mission is to help readers strengthen their financial well-being, and we often partner with organizations that share this same purpose. If you choose to sign up or make a purchase through one of our partner links, we may earn a referral commission. Learn more here.

Looking for apps that actually pay? Download these legit money-making apps and start earning cash fast from home. Below you’ll find quick-win options, realistic payout ranges, and where to start—so you can use money making apps and other legit apps that pay to earn money online fast. We’ll also cover the best ways to make cash with apps (many with PayPal or instant cashout), the best apps to earn money by category, and simple stacks for quick cash apps you can use on your phone today. ⚡

What’s Inside (and How to Use This List) 🎯

15 vetted, reputable apps (testing, deliveries, microtasks, cashback, surveys, local gigs).
Clear “Start Here” links, typical pay, and payout speed expectations.
Fast vs easiest vs highest hourly comparison to help you choose.
A 7-day action plan to reach your first payout—using only your phone.

Quick Comparison Table: Fast-Paying Options at a Glance

Method	Time to First $	Typical Pay	Payout Speed	Start Here
Website/App Testing	Same week	$10–$20/test	~7 days (after approval)	UserTesting
Local Micro-Gigs	Same day	$3–$25/task	Same day–1 week	Field Agent, Gigwalk
Grocery/Meal Delivery	Same day	$10–$25/hr (varies)	Instant cashout options	Instacart, DoorDash, Uber Eats
Cashback/Receipts	24–72 hours	$5–$50/mo (habit based)	Once threshold met	Ibotta, Fetch, Dosh
Surveys & Microtasks	Same day–1 week	$5–$15/hr (effective)	Varies by platform	Swagbucks, InboxDollars, Survey Junkie
Pet Sitting/Tasks	Same week	$15–$30/hr+	After job completion	Rover, Taskrabbit
Gaming Rewards	Same week	$1–$5/day (casual)	When points reach min	Mistplay

The Main List: 15 Fast Paying Apps (What They Are + How to Start) 💡

1) UserTesting – Test Websites & Apps

Record your screen and voice while completing simple tasks. Great for evenings or study breaks.

Start on: UserTesting
Pay: Typically $10–$20 per 15–20 min test; higher for live interviews.
Steps: Sign up → device check → take practice test → accept tests that match your profile → submit clean recordings.
Payout speed: Usually ~7 days after approval via PayPal.
Pro Tip: Sit in a quiet place and narrate your thoughts clearly—accept only tests you can deliver well.

2) Field Agent – In-Store Audits & Photo Checks

Start on: Field Agent
Pay: $3–$20/task depending on complexity and distance.
Steps: Download the app → enable location → accept nearby “missions” → follow instructions → upload photos → submit.
Payout speed: Often same day to a few days once validated.
Pro Tip: Batch multiple tasks in one shopping route to earn more per hour.

3) Gigwalk – Quick Local Gigs

Start on: Gigwalk
Pay: $3–$25/gig based on time and difficulty.
Steps: Install the app → verify phone/email → apply to gigs → complete tasks (photos, checks) → submit for approval.
Payout speed: Paid via PayPal after approval (often within days).
Pro Tip: Build a strong rating by over-delivering on early gigs—more (and better-paying) gigs unlock.

4) Instacart – Grocery Delivery

Start on: Instacart
Pay: Commonly $10–$25/hr including tips (location/time dependent).
Steps: Apply in app → background check → get insulated bag → accept batches → shop & deliver.
Payout speed: Instant Cashout available (fee may apply) or weekly direct deposit.
Pro Tip: Work peak hours (evenings/weekends) and cherry-pick better tip batches.

5) DoorDash – Food Delivery

Start on: DoorDash
Pay: $10–$25/hr depending on tips and demand.
Steps: Apply → background check → Dasher kit → go online → accept orders.
Payout speed: Fast Pay/Instant options (fee) or weekly deposit.
Pro Tip: Stack orders in the same direction and avoid long wait restaurants.

6) Uber Eats – Delivery with Instant Pay

Start on: Uber Eats
Pay: Often $10–$23/hr with tips; varies by city/time.
Steps: Sign up → background check → activate → go online → accept trips.
Payout speed: Instant Pay (small fee) or weekly deposit.
Pro Tip: Keep driver rating high by messaging ETA and handling orders carefully.

7) Rover – Pet Sitting & Dog Walking

Start on: Rover
Pay: $15–$30/hr+ or $20–$70/night for boarding (market dependent).
Steps: Create profile with photos/reviews → set services (walks, drop-ins, boarding) → respond quickly to requests.
Payout speed: Released after service completion (processing time applies).
Pro Tip: Offer “puppy updates” (pics/videos) to earn tips and repeat clients.

8) Taskrabbit – On-Demand Help

Start on: Taskrabbit
Pay: Many categories $20–$40/hr+ (cleaning, assembly, errands).
Steps: Apply → background check → set hourly rate → accept tasks → complete & invoice.
Payout speed: After client payment clears (often within days).
Pro Tip: Set a slightly lower rate for the first 2–3 jobs to build ratings fast—then raise.

9) Ibotta – Grocery Cashback

Start on: Ibotta
Pay: Habit-based—many users save $10–$50+/month.
Steps: Add offers → shop → upload receipts or link loyalty → redeem.
Payout speed: Withdraw after reaching minimum (gift cards or cash, incl. PayPal options).
Pro Tip: Stack with store sales for bigger savings (which is effectively money earned back).

10) Fetch – Scan Receipts for Points

Start on: Fetch
Pay: Gift cards after points, typical users snag $3–$10/mo casually.
Steps: Snap receipt → points post → redeem for gift cards.
Payout speed: As soon as you hit the minimum redemption.
Pro Tip: Scan receipts daily; they expire—don’t leave money on the table.

11) Dosh – Automatic Card-Linked Cashback

Start on: Dosh
Pay: Cash back at select merchants; casual users see $5–$20+/month.
Steps: Link card → shop at participating stores → cash back auto-applies.
Payout speed: Withdraw when you hit minimum (typically to bank or PayPal).
Pro Tip: Combine with store loyalty + receipt apps to triple-stack rewards.

12) Swagbucks – Surveys, Shopping, Search

Start on: Swagbucks
Pay: Effective $5–$12/hr depending on offers chosen.
Steps: Focus on high-value surveys/offers → daily goals → redeem for PayPal or gift cards.
Payout speed: Redeem once you hit the minimum (processing times vary).
Pro Tip: Skip low-pay surveys; filter by highest SB per minute.

13) InboxDollars – Surveys & Micro-Earnings

Start on: InboxDollars
Pay: Similar to Swagbucks; expect $5–$10/hr selecting the best offers.
Steps: Sign up → cherry-pick better paying surveys → hit redemption minimum.
Payout speed: Payout after minimum; processing time typically a few days.
Pro Tip: Track effective hourly—quit any survey that disqualifies you repeatedly.

14) Survey Junkie – Trusted Survey Panel

Start on: Survey Junkie
Pay: Effective $5–$12/hr when you consistently qualify.
Steps: Fill profile fully → enable notifications → attempt high-value studies first.
Payout speed: Cash out when you hit minimum (PayPal or gift cards available).
Pro Tip: Completing the profile honestly increases qualification rate.

15) Mistplay – Get Rewards for Mobile Gaming

Start on: Mistplay
Pay: Casual gamers earn $1–$5/day in gift cards; think “coffee money.”
Steps: Install → try featured games → accumulate points → redeem.
Payout speed: When you reach the points threshold for gift cards.
Pro Tip: Only play titles with the highest points/hour; set a daily cap to protect your time.

Fastest vs Easiest vs Highest Hourly 🧭

Fastest to First Dollar: Field Agent, Gigwalk, delivery apps with instant cashout (DoorDash, Instacart, Uber Eats).
Easiest (Low Lift): Fetch, Dosh, Ibotta (habit stacking).
Highest Hourly Potential: Taskrabbit, Rover, occasional premium UserTesting interviews.

Tools That Make It Easier (Free & Simple) 🧰

Canva – quick social posts or gig thumbnails.
Grammarly – clean messages/pitches for higher acceptance.
Clockify – track time to compare hourly earnings across apps.
PayPal – popular cashout option for many apps.
Loom – screen shares for testing or quick client walkthroughs.

$50/day & $100/day Examples (Realistic Math) 📊

$50/day “errand + receipts” stack: 2 hours delivery at ~$18/hr = $36 + Field Agent photo audit $6 + UserTesting 1 test $10 = $52.
$50/day “home only” stack: 2 UserTesting tests $20 + surveys/offers (effective) $12 + receipts cashback $3–$5 = $35–$37 → add one Field Agent micro-gig on a walk for another $5–$10 to cross $40–$47; repeat or add one more test to hit $50+.
$100/day “peak hours” stack: 4 hours delivery ~$18–$22/hr = $72–$88 + 1–2 UserTesting tests $10–$20 + receipts/cashback $3–$5 = $85–$113 depending on tips and availability.

Note: Availability, location, and qualification rates vary—track your own numbers and double down on the best hours/apps for you.

7-Day Action Plan to Your First Payout 🚀

Day 1: Create accounts and verify payouts (UserTesting, Field Agent, Gigwalk, one delivery app). Install Clockify for tracking.
Day 2: Complete UserTesting practice; scan for 2–3 local gigs; set delivery hotspots; link loyalty cards for Ibotta/Fetch.
Day 3: Do 1–2 local tasks (photos/audits). Aim for 1 paid test. Start scanning and uploading every receipt.
Day 4: Run a 2-hour delivery block at a peak time; stack a Field Agent mission nearby.
Day 5: Repeat the highest earner from Days 3–4; add surveys/offers to fill gaps.
Day 6: Try a new category (e.g., Rover walk or Taskrabbit errand) to test hourly ceiling.
Day 7: Review time logs; keep top two earners; schedule recurring blocks; set weekly cashout goal.

Scam-Safe Checklist (Protect Your Earnings) 🛡️

Use only reputable apps with clear terms (all linked above).
No paying to “unlock jobs.” Application/background fees for delivery platforms are different—avoid shady “training” fees.
Keep all communication and payment inside the app; decline requests to “Venmo/PayPal outside.”
For in-person gigs, meet in public, tell someone your route, and trust your gut.
Never share your bank login or full SSN via text/email. Use official in-app flows only.

FAQs (Read This Before You Start) ❓

How fast can I get paid?

Some delivery apps offer instant cashout (for a small fee). Testing platforms often pay ~7 days after approval. Cashback/receipt apps pay when you hit a minimum. Expect your first cashout within 3–10 days if you’re active.

Do I need experience?

No. Many of these are beginner-friendly. For higher rates (Taskrabbit, Rover), a good profile and fast responses help a lot.

Can I do this on a phone only?

Yes. Delivery, in-store audits, receipts, surveys, and many tests work on a phone. For some usability tests, a laptop/desktop may be required.

Do I need to invest money?

Generally no. You may need a basic kit (insulated bag) for deliveries. Avoid any “job” requiring upfront payment to access work.

Which apps pay via PayPal?

Popular options include UserTesting, Swagbucks, InboxDollars, and more—check the payout settings in each app.

Accessibility & UX Tips (So You Actually Stick With It) 🌱

Use short sessions (30–60 minutes) and compare hourly earnings by category.
Batch errands geographically to minimize travel time.
Set push alerts for high-value tests and delivery peaks.
Maintain realistic expectations—ranges vary by city, time, and your profile.

Final Thoughts: Pick Two, Stack, Track → Double Down ✅

Don’t try everything at once. Choose one fast-earner (delivery or local gigs) and one easy habit (cashback or receipts). Track your hourly for a week, then double down on what pays best for you. With consistent effort and smart stacking, these phone apps to make money can become a steady source of ways to earn extra cash—especially if you aim for daily earnings and use instant cashout options when available.