Privacy Policy – SmartEarningTips.com

Effective Date: November 26, 2025

1. Introduction

Welcome to SmartEarningTips.com (“we,” “our,” “us,” or “the Website”). This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit, access, or interact with our Website. We are committed to protecting your privacy and ensuring compliance with applicable international laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the U.S. Federal Trade Commission (FTC) guidelines, and the Children’s Online Privacy Protection Act (COPPA).

By using this Website, you agree to this Privacy Policy. If you do not agree, please discontinue using the Website.

2. Scope and Global Access

This Website is accessible worldwide. While we operate under U.S. privacy and consumer protection laws, we extend our privacy practices to accommodate global users and follow the principles of transparency, consent, and data minimization.

3. Information We Collect

Personal Information You Voluntarily Provide:

Name and email address when subscribing to newsletters or updates.
Information you share in comments or messages.
Data provided through contact forms (if enabled).

Non-Personal Information Automatically Collected:

Browser type, device, and operating system.
IP address and approximate location.
Pages visited, referral sources, and time spent on pages.
Cookies, analytics data, and advertising identifiers.

4. How We Use Your Information

To improve Website content, performance, and usability.
To deliver newsletters, updates, and promotional materials (only if you subscribe).
To monitor traffic, analytics, and marketing performance.
To detect, prevent, or address fraud, abuse, or technical issues.
To comply with legal requirements or respond to lawful requests.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to personalize your experience and analyze site performance. You can accept or reject cookies through your browser settings. Blocking cookies may affect the functionality of some features.

For more information, refer to our Cookie Policy (if available).

6. Third-Party Services & Tools

We use third-party analytics and marketing tools that may collect limited data for performance analysis and advertising personalization. These may include:

Google Analytics and Google Search Console
Google AdSense and other ad networks
Email marketing services (e.g., Mailchimp, ConvertKit)
Affiliate networks such as Amazon Associates, Impact, or ClickBank

These third parties may set their own cookies and follow their own privacy policies. We encourage you to review their privacy notices directly.

6.1 – Use of Microsoft Clarity for Analytics & Tracking

We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.

7. Data Protection and Security

We take reasonable and industry-standard steps to protect your data using secure HTTPS encryption, firewall protections, and limited internal access. However, no internet transmission is 100% secure. You share information at your own risk.

8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce agreements. Non-personal data may be stored for analytics and performance improvement.

9. International Data Transfers

Because we operate globally, your information may be transferred to and stored in servers located outside your country. By using this Website, you consent to such transfers, including to the United States, where privacy laws may differ from those in your region.

10. Your Rights (GDPR / CCPA)

Depending on your location, you may have the right to:

Access, correct, or delete your personal data.
Withdraw consent for marketing communications.
Request a copy of your stored information.
Opt out of data sharing with third parties (for California residents, under CCPA).

To exercise these rights, contact us via email at support@smartearningtips.com.

11. Children’s Privacy (COPPA Compliance)

SmartEarningTips.com is not directed toward children under the age of 13, and we do not knowingly collect data from them. If you believe your child has provided personal information, please contact us immediately to remove it.

12. Links to Other Websites

Our content may include links to third-party sites. We are not responsible for their privacy practices or content. Please review their privacy policies before interacting with them.

13. Updates to This Policy

We may update this Privacy Policy from time to time. The latest version will always be posted on this page with an updated “Effective Date.” Continued use of the Website after updates means you accept the revised Policy.

14. Global Legal Notice & Jurisdiction

This Website is accessible globally and intended for an international audience. While we comply with the privacy laws of the United States (including FTC and CCPA), we strive to meet international privacy principles under GDPR and other regulations. Any disputes shall be handled in accordance with generally accepted international legal standards and U.S. federal guidelines.

15. Contact Information

If you have any questions or requests regarding this Privacy Policy, please contact us:

Email: support@smartearningtips.com